Understanding New York No-Fault Insurance
After a car accident, you may hear the words “no-fault insurance” almost right away. Your doctor might ask for a no-fault claim number before scheduling treatment, or your pharmacy might tell you that prescriptions have to be billed through your auto insurance instead of your health plan. For a lot of people, that’s the first sign of how confusing the process can be.
In New York, no-fault insurance helps pay for medical treatment and certain other expenses after a motor vehicle accident, no matter who caused the crash. In most cases, the benefits come from your own auto insurance. There are firm deadlines involved, including a limited window to file your no-fault application, so acting quickly can protect the benefits you’re entitled to.
Guiding You Through the No-Fault Process
Many personal injury firms handle only the injury claim itself. At The Law Offices of John V. Elmore, P.C., we also help our clients with the no-fault side from the start.
We can open your no-fault claim, track down your claim number, complete the required paperwork, make sense of the insurance forms, and walk you through the benefits you may be owed.
Recovering the Benefits You’re Owed
We also help clients recover lost wages, mileage to and from medical appointments, prescription costs, and other benefits available under New York’s no-fault laws.
If your insurance company schedules an Independent Medical Examination (IME), we’ll tell you what to expect and how the process works. And if questions or benefit denials come up, our team will fight to protect your access to the medical treatment you need while your injury claim moves forward.
Focused on Your Recovery
Recovering from an accident is hard enough without sorting through insurance paperwork on your own. We handle that side of things so you can focus on getting better.
If you’ve been injured in a motor vehicle accident and have questions about New York’s no-fault system, contact The Law Offices of John V. Elmore, P.C. We’re here to help you understand your rights and move your case forward.